While homeowners insurance offers some coverage for personal items, it often has limitations for high-value items.
Our valuable items insurance fills these gaps with:
Ensures that high-value items are insured to their full value.
Provides additional coverage for specific items that exceed standard policy limits.
Protects against a broad range of risks, often including accidental loss or damage.
If an expensive piece of jewelry is stolen, a standard homeowners policy may only cover a fraction of its value. Valuable items insurance can cover the full amount.
In case of accidental damage to a valuable piece of art, specialized insurance ensures that you can afford restoration or compensation for lost value.
Without adequate coverage, the loss or damage of a high-value collectible could lead to significant financial loss, as the reimbursement from a standard homeowners policy might be insufficient to cover its full value.
Save by combining valuable items insurance with existing policies like homeowners or auto insurance.
Discounts for installing security systems or storing items in a safe deposit box.
Savings for regularly appraising high-value items to ensure accurate coverage.
Contact us today to secure comprehensive insurance coverage tailored to your unique collection!
Insurance specifically designed to cover high-value personal items like jewelry, art, furs, and collectibles.
Standard homeowners policies have limits on coverage for certain types of high-value items.
It can cover a range of items including jewelry, fine art, antiques, firearms, silverware, and more.
It’s recommended to have your items professionally appraised to determine their current market value.
Yes, many policies offer all-risk coverage, which can include accidental damage.
The cost depends on the value of the items insured but is generally reasonable, especially considering the level of protection offered.
Yes, collections can often be insured as a whole, with specific valuations for each item.
Contact your insurer with the details of the loss or damage, along with any supporting documentation or appraisal.
Many policies provide worldwide coverage, but it’s important to confirm this with your insurer.
Regularly review and update your coverage, especially after new appraisals or significant changes in item value.
