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Medicare offers several types of coverage

Original Medicare (Part A and Part B)

Covers hospital and medical insurance.

Medicare Advantage (Part C)

An alternative to Original Medicare, offering additional benefits.

Medicare Prescription Drug Coverage
(Part D)

For prescription medications.

Medicare Supplement (Medigap)

Helps cover some costs not paid by Original Medicare.

Special Programs for Low-Income
or Disabled Individuals

Medicaid

Health coverage for eligible low-income adults, children, pregnant women, elderly adults, and people with disabilities.

Medicare Savings Programs

Assist eligible individuals with Medicare expenses like premiums, deductibles, and co-pays.

Utilizing Medicare Coverage and Supplements

Hospital Stay Coverage with Part A

Original Medicare covers hospital stays, including room and meals, nursing services, and more.

Routine Doctor Visits with Part B

Covers medically necessary doctor services, outpatient care, and preventive services.

Prescription Drug Costs with Part D

Helps manage the cost of prescription medications.

Medigap for Out-of-Pocket Expenses

Supplements Original Medicare by covering additional costs like deductibles and co-insurance.

Top Discounts and Benefits in Medicare Plans

Preventive Services and Wellness Programs

Many Medicare Advantage plans offer wellness programs and preventive services at low or no cost.

Special Needs Plans

Tailored plans for individuals with certain health conditions or circumstances.

Extra Help for Prescription Drugs

A program to help lower the costs of medications for eligible individuals.

Explore your Medicare options and ensure you’re fully covered

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Frequently Asked Questions About Medicare

A federal health insurance program for people aged 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease.

Medicare Part A (Hospital Insurance), Part B (Medical Insurance), Part C (Medicare Advantage), and Part D (Prescription Drug Coverage).

You can enroll during your Initial Enrollment Period, which starts three months before you turn 65 and ends three months after your birth month.

It covers a wide range of healthcare services, including hospital stays, doctor visits, preventive services, and prescription drugs.

Generally, it does not cover long-term care, most dental care, eye exams for prescription glasses, dentures, and cosmetic surgeries.

Costs vary depending on the coverage you choose, with premiums for Parts B and D and potential deductibles and co-pays.

Yes, programs like Medicaid and Medicare Savings Programs can assist with costs.

Also known as Medigap, these plans help cover some of the costs not paid by Original Medicare.

Yes, you can switch plans during the Annual Election Period or under certain special circumstances.

Part D covers prescription drugs, and many Medicare Advantage plans offer prescription drug coverage.