We offer a variety of annuity options to suit your financial goals:
Accumulate funds tax-deferred and start receiving payments at a future date, beneficial for long-term growth.
Allow investment in sub-accounts similar to mutual funds, with the potential for higher returns but also higher risk.
Start receiving payments shortly after investment, ideal for those close to or in retirement.
Provide a guaranteed interest rate, offering stability and predictability.
Offer returns based on a stock market index with some level of protection against market downturns.
Ideal for a retiree needing steady income right away, immediate annuities can start payouts almost immediately after a lump-sum investment.
A young professional can choose a deferred annuity to grow their investment tax-deferred over time, securing income for retirement.
For those seeking market exposure with some protection, indexed annuities provide returns linked to a market index while protecting against major losses.
Contact us today to find the right annuity solution that aligns with your financial goals!
An annuity is a financial product that provides a series of payments in exchange for an initial investment, primarily used as a retirement income strategy.
You invest a lump sum or make payments over time, and in return, the annuity provides regular disbursements starting either immediately or at a future date.
Annuities offer benefits like steady income streams, tax-deferred growth, and various options for investment and payouts.
Immediate annuities start paying out soon after investment, while deferred annuities accumulate funds and pay out at a future date.
The earnings portion of annuity payments is taxed as ordinary income, but the principal amount is not taxed.
Yes, because variable annuities are linked to investment performance, there is a risk of loss.
Depending on the annuity contract, remaining funds can be passed on to beneficiaries.
Annuities can have various fees, including administrative fees, mortality and expense risk charges, and surrender charges.
Withdrawals are possible, but they may be subject to fees and penalties, especially if made before a certain age.
The choice depends on your financial goals, risk tolerance, and retirement timeline. Consulting with a financial advisor is recommended.
