Businesses that manufacture chemicals, plastics, metals, or other materials often handle substances that can be hazardous if released into the environment.
Construction activities can disturb existing contaminants in the soil or introduce new pollutants. This includes companies involved in demolition, excavation, and building.
These businesses handle a large amount of waste, including potentially hazardous materials, which could lead to pollution incidents.
Farms and agribusinesses often use pesticides and fertilizers, which can contaminate soil and water sources if not managed properly.
These businesses handle oils, lubricants, and other chemicals that can be pollutants. The risk is especially high if they work on large vehicles or machinery that require more hazardous materials.
Companies that store and transport chemicals are at risk for spills and leaks that can cause environmental damage.
These businesses are at risk for fuel spills and leaks, which can be costly and difficult to clean up.
They use chemicals for cleaning clothes that can be harmful if not disposed of properly.
Mining operations often involve disturbing the earth and using chemicals that can lead to environmental contamination.
Developers may work on sites with unknown historical contamination or could inadvertently cause pollution during development activities.
Transporting gasoline, diesel, and other petroleum products poses a high risk of environmental contamination in the event of a spill.
This includes industrial chemicals, agricultural chemicals like pesticides and herbicides, and household cleaning products.
Transporting medical waste, industrial waste, or any waste designated as hazardous under environmental regulations.
These can include tar and other materials used in road construction and maintenance, which can be harmful if released into the environment.
These materials can be harmful to the environment due to their toxic and potentially flammable nature.
These can cause contamination if they leak or spill during transportation.
This includes materials that are a biological risk, such as medical waste or biological research materials.
This category includes not only hazardous liquids and gases but also substances like milk or liquid food products, which can create environmental hazards if spilled in large quantities.
Transporting radioactive materials used in medical treatment, research, or power generation.
These can include Freon and other gases used for refrigeration and air conditioning systems.
Contact us today for personalized advice and assistance with Pollution Insurance.
General Liability Pollution covers premises-based incidents, while Auto Pollution addresses transport-related incidents.
No, intentional pollution acts are typically excluded from these policies.
Coverage limits are based on your business’s specific risk profile, which our experts can help assess.
Yes, integrating both policies offers comprehensive environmental risk coverage.
Contact us immediately for guided assistance through the claim process.
While not always mandatory, it’s crucial for businesses with potential environmental liabilities.
Coverage for mold and asbestos can be included, subject to policy terms.
This depends on the policy structure; some include legal fees within the limit, others separately.
It protects small businesses from potentially devastating financial losses due to pollution incidents.
Yes, we offer tailored solutions to meet the unique needs of various industries.
