Protects against damage from a collision with another vehicle or object.
Covers non-collision-related damages such as theft, vandalism, or natural disasters. It can also cover incidents involving collissions with animals.
Offers protection against specific risks such as fire, flood, or vandalism..
Collision coverage can cover damages if your delivery vehicle crashes into another vehicle.
Comprehensive coverage assists in repairs if your company car is vandalized while parked.
Specified perils coverage can cover damage to your truck during a flood.
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It covers physical damages to your business vehicles from various perils.
It’s not typically required by law but is crucial for financial protection.
Collision covers vehicle damage from accidents; Comprehensive covers non-collision incidents.
Yes, under the comprehensive coverage.
They may need additional coverage depending on usage.
Factors include vehicle value, chosen deductibles, and the business’s claims history.
Yes, you can tailor coverage based on each vehicle’s risk and value.
It’s usually based on the Actual Cash Value (ACV), considering depreciation.
It covers damages from specific events like fire, flood, and vandalism.
Contact your insurer with details of the incident and supporting documentation.
